Arranging a home loan can cover many different scenarios. It could be to finance the purchase of a home or investment property. It can also include funding a construction or renovation.
Sometimes a home loan is about refinancing, either for a better deal or to raise additional funds.
Whatever the scenario, Salt Water Lending can assist. We can guide you through the large array of lenders and products to ensure you end up with the best option possible.
We will guide you through the process, from initial discussion to settlement. We will liaise with conveyancers, builders, agents, valuers and the lender and take charge as required.
After settlement we will continue to work with you to make sure the loan remains competitive, and also to check in from time to time to see how we might be able to assist further.
If you are buying a car for personal use, there are generally several finance options to help complete the purchase. Most commonly we will look to arrange a secured car loan, but unsecured options can also be a good solution.
In addition to arranging your loan, Salt Water Lending is able to help you negotiate on the purchase of a new car. We have many contacts for most vehicle brands so let us help you find the best deal on the car as well as the finance.
We can also finance classic cars, exotic cars and special purpose vehicles. If it’s time for you to purchase a vehicle you always dreamed of owning, we would love to help you realise that goal.
There are many reasons why clients seek personal loans. Debt consolidation, home renovations, weddings, travel, medical treatments, purchase of caravans, campers and motorcycles are just some of the many enquiries we have received from our clients.
In recent years we are fortunate to have several new lenders enter the market and present an alternative to major banks. This has resulted in increased competition and a reduction in rates and fees.
Personal loans are usually an easy application process with fast approvals. In most cases we can have funds ready within 2-3 days.
Choosing the right lender is very important. We take time to understand the needs of each client to make sure the solution is the best fit for the individual requirements.
Rates and fees are key factors but there are many other variables we take into account before we present our recommendations. Clients are sometimes very clear about their needs, but we will also discuss options that may have not yet been considered. This approach will ensure the best possible outcome.
Getting an application under way is easy.
The best option is to visit our Contact Us page and fill in our simple form. Our team will contact you as soon as possible to start the process. We usually respond within 30 minutes when the enquiry is made during our normal trading hours.
If you prefer to talk to us first, please call Shane on 0417 378 409. He will be happy to discuss your scenario.