About Us

At Salt Water Lending, we’re more than just mortgage brokers; we serve as your trusted partners on the journey to homeownership. Nestled along the stunning Southern Gold Coast, we are committed to assisting Australian families and businesses in realising their dreams.

Salt Water Lending is comprised of a dedicated group of individuals who are passionate about their work. Our ultimate fulfillment stems from having happy clients. Leveraging over two decades of experience in financial services, we have fostered enduring relationships with numerous lenders. We understand the importance of these connections, as they result in expanded options and superior outcomes for our clients.


Our Story

Our Commitment

Service Excellence: Our team is dedicated to providing top-notch service. We listen, understand, and tailor solutions to your unique needs.

Lasting Impressions: Salt Water Lending isn’t just about transactions; it’s about building relationships. We aim to leave a positive mark in the mortgage broking and lending landscape.

Client-Centric Approach: Authenticity, honesty, and transparency define our interactions. We genuinely care about making a difference for our clients.


Shane Muscat

Director and Finance Specialist

With over 25 years of experience in the Financial Services industry, Shane leads the Salt Water Lending team. His journey includes a successful corporate career where he spearheaded and nurtured high-performing sales teams for several prominent ASX listed companies. Now, Shane brings his wealth of experience to a new family venture—a natural progression into the lending space.

At Salt Water Lending, Shane and the team are dedicated to building long-lasting and rewarding relationships with a shared dedication to achieving homeownership and business dreams, defining our approach.

Ready to dive into your mortgage journey? Let’s make waves together!



"Shane helped me secure my finance within a matter of days. He was really great to work with and very efficient. He's professional, genuine and a great communicator. I would definitely recommend Shane to anyone looking to secure finance and have a stress free experience".
Demy & Kabe, Mooloolaba, QLD